Health Insurance Plans
Health Insurance for Children
Child-Only health insurance for Texas
have their own health insurance plans. They do not have to be
on a policy with an adult.
The new healthcare bill has eliminated child-only health insurance plans from the major carriers. That is what happens when they pass a 2500 page bill without reading it.
However, we do have a plan that will still accept children without a parent on the plan. There are some limitations, but it still provides multi-million dollar coverage.
Read this page for more info or use this link: Texas Health Insurance Plans for Children
Children's Health Insurance Plans
get calls every day from parents looking to get health insurance for
their kids. The most common reasons are:
group health insurance plan wants to charge me a fortune to put my children
on the plan - group health insurance plans are very expensive.
Unless your child has a serious preexisting condition, or the company
is paying for family coverage, private health insurance is much cheaper.
am divorced and need to provide health insurance for my children or
I will go to jail - we get this one a lot. Look, if you can
afford it you should provide health insurance for your children. However,
I do get a lot of divorced parents who are at the limits of their budget.
This plan has a wide range of deductibles and will help you find
Please, just do me one favor. If you want to hate
each other's guts that is just fine. But, when I try to put an application
together for your child, make sure you freely share information about
the doctor, prescriptions, etc. I am not the divorce attorney just an
insurance agent. Give me and the kid a break.
can't afford health insurance for all of us and I want my child to be
covered - I represent a lot of companies and can almost always
find something affordable. You might want to consider a higher deductible
plan and put yourself on it as well. Children usually end up with colds
and coughs. Parents find themselves with more expensive medical issues.
Some coverage for everyone might be better than a lot of coverage for
a child only.
Child Only Plan Information and Quote
The plan is sold as short-term health insurance. You can buy it for up to 12 months and then, after a one day lapse, you can renew it for another 12 months, and so on.
If you want a fast quote and more information, use this link:
NOTE: If you have more than one child, put the oldest child's information where it says applicant, and the other child(ren) are the dependents. So, if you have two children, the oldest is the applicant and the dependents box has the number "1" in it.
You can quit at any time. There are no contracts..
Click here to get more info or apply online:Texas Child Only Health Insurance
||Up to $2,000,000 Lifetime Maximum per Covered Person
||Choice of Coverage Periods of up to 6 or 12 months (12 month option is not available in all states)
||Doctors Office and Urgent Care Center Visits - $50 Co-pay (Maximum of 3 per Covered Persons)
||Choice of deductibles - $250, $500, $1,000, $2,500, $5,000, $7,500 or $10,000
||Coinsurance options of 80% or 50% up to either $5,000 or $10,000
||Freedom to choose any doctor or hospital
||Child Only Coverage available - minimum age two years old
||Foreign Travel (medical care while in a foreign country) covered up to $25,000 (After a $250 benefit deductible)
||Choose to pay premiums two convenient ways, in a single up front payment for 30 to 180 days, or pay by convenient monthly installments
Optional Benefits - Extra Care Package:
If you sign up for the plan you will see an option on the payment page for the Extra Care Package. This package has some very interesting and useful benefits.
CallMD - You can speak with a physician at any time on the phone for a consultation. In most states, the physician can even call in a prescription for you to your local pharmacy. I am sure you will immediately realize what a cost savings this can be.
Dental Services - This is the Careington Dental Discount plan.
Lab Services - This is a discount program from Direct Labs. They seem to be available throughout the United States and will give you a substantial discount on all lab tests.
24 Hour Nurseline - You can talk to a nurse at any time.
Insurance for Accident-prone Kids
For a very small
monthly premium, you can get an accident plan that will cover accidents
or injury. It will cover most if not all of your emergency room bills
with little or no out of pocket expenses.
- $5,000, $7,500 or $10,000 Per
Incident with $100 Deductible
$5,000: Family $35.95 per mo. / $7,500: Family $41.95 per mo. / Family $47.95 per mo.
DIRECT LINK (CLICK): Texas Accident Plan
The basic plan
also includes the HELICOPTER MEDIVAC PROGRAM
In the event a member suffers
from a Certified Injury that requires Emergency Transportation by helicopter,
in accordance with local EMS protocols, the program will reimburse the
participant up to a maximum of $4,000 per occurrence.
any Doctor, Hospital, or Emergency Room
Benefit Pays in addition to primary major medical insurance, PPO
or HMO plans
Affordable as an employee benefit
||If you are
injured in an accident covered by the plan, benefits are payable
for up to one year from the date of the accident. This includes
hospital stays, surgery by Doctor or Dentist, x-rays, ambulance
service and more.
If you have any questions about these plans, please call me.
Mon - Fri 8 A.M. to 7 P.M. / Saturday 9 A.M. to 2 P.M.
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