Texas Child Only Health Insurance

Texas Health Insurance Plans
Individual - Group

800-272-0512

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Texas Child Only Health Insurance Plans

Low-cost health insurance for Texas children

Children can have their own health insurance plans. They do not have to be on a policy with an adult. These are the exact same major medical health insurance plans that are offered to everyone else. There is no need for a "special" child-only plan.

Student health insurance is nothing more than a regular health insurance plan. Plans offered directly through schools tend to be limited and are generally a poor value.

Texas Children's Health Insurance Plans

We get calls every day from parents looking to get health insurance for their kids. The most common reasons are:

My group health insurance plan wants to charge me a fortune to put my children on the plan - group health insurance plans are very expensive. Unless your child has a serious preexisting condition, or the company is paying for family coverage, private health insurance is much cheaper.

I am divorced and need to provide health insurance for my children or I will go to jail - we get this one a lot. Look, if you can afford it you should provide health insurance for your children. However, I do get a lot of divorced parents who are at the limits of their budget. We have plans with a wide range of deductibles and will help you find something reasonable. Please, just do me one favor. If you want to hate each other's guts that is just fine. But, when I try to put an application together for your child, make sure you freely share information about the doctor, prescriptions, etc. I am not the divorce attorney just an insurance agent. Give me and the kid a break.

I can't afford health insurance for all of us and I want my child to be covered - I represent a lot of companies and can almost always find something affordable. You might want to consider a higher deductible plan and put yourself on it as well. Children usually end up with colds and coughs. Parents find themselves with more expensive medical issues. Some coverage for everyone might be better than a lot of coverage for a child only.

Accident Insurance for Accident-prone Kids

For a very small monthly premium, you can get an accident plan that will cover accidents or injury. It will cover most if not all of your emergency room bills with little or no out of pocket expenses.

- $2,000 Per Incident with $100 Deductible
- $150 Per Day For Hospital Stays Up To 14 Days
- $2,500 Accidental Death And Dismemberment

You can upgrade the plan to $5,000 per incident

The basic plan also includes the HELICOPTER MEDIVAC PROGRAM

In the event a member suffers from a Certified Injury that requires Emergency Transportation by helicopter, in accordance with local EMS protocols, the program will reimburse the participant up to a maximum of $4,000 per occurrence.

Reimbursement includes expenses incurred from the cost of Medically Necessary or Life Threatening Helicopter Transportation from the scene of an accident to the nearest medical facility capable of treating the injuries or from one medical facility to another medical facility.

*	Use any Doctor, Hospital, or Emergency Room
*	No medical underwriting on occupations, sports and hobbies
*	Confinement Benefit Pays in addition to primary major medical insurance, PPO or HMO plans Affordable as an employee benefit
*	If you are injured in an accident covered by the plan, benefits are payable for up to one year from the date of the accident. This includes hospital stays, surgery by Doctor or Dentist, x-rays, ambulance service and more.

	$2,000 Per Incident	$5,000 Per Incident

Single	$17.50	$10 additional
Couple	$27.50	$15 additional
Family	$37.50	$20 additional

800-272-0512
Mon - Fri 8 A.M. to 7 P.M. / Saturday 9 A.M. to 2 P.M.