If you have made your way to this web page I am assuming that you are having difficulty obtaining a Texas health insurance plan. It is a sinking feeling to find yourself without any coverage. I receive about 20 to 25 calls a week from individuals who will never obtain health insurance in Texas. They have absolutely no alternative and will be forced to go without health insurance until they are eligible for Medicare. Fortunately, there are now alternatives. Before we take out the party hats and noisemakers, you need to know who is eligible and what type of plans are available. Major Medical - This is a true major medical plan with unlimited coverage. It has a prescription co-pay card and a number of other benefits. This is a PPO plan with an excellent national PPO network. The only qualifications are that the insured must work 20 hours a week or more (W2 or 1099) and be between the ages of 18 and 55. This is a complete major medical plan and better than most plans offered by Fortune 100 corporations. Mini-Medical -This is a great plan that has no medical questions and no work requirements. But, at present, you must be 59 or younger to qualify. The mini-med is just like a major medical plan with doctor and prescription co-pays. The only difference is, it puts caps on how much they will pay out in a year. Click here to see more information on the guaranteed issue mini medical plan. We also have Guaranteed Issue Disability. These plans have no medical questions at all. All of them can be found at the guaranteed issue health insurance web site
800-272-0512
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