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Texas Maternity Insurance

Are you are looking for Texas maternity insurance? Insurance to cover maternity costs can be very difficult and expensive to obtain. But, if you take a few minutes to read this page, we might be able to help.

Again, please read this page BEFORE you call. There is no point in having us read it to you. Afterwards, if you still have questions, give us a call.

IF YOU ARE ALREADY PREGNANT - you cannot obtain regular insurance coverage. But, we do have a plan that can help reduce your pre-natal and delivery expenses.

Please call our special number if you are already pregnant. It is 800-460-9178

To find out about our other plans, call us at 800-272-0512
9AM to 8PM Monday -Thursday and until 5 PM on Fridays

Some Basic Facts About Texas Maternity Coverage

1. There is no such thing as Maternity Insurance. We use the name in our web site heading because that is what you typically search for. But technically speaking, maternity insurance does not exist.

2. Maternity Rider - Some health insurance plans have an optional maternity rider. These riders can be very expensive, usually limit the amount they will cover and make you wait 12 months from the day you take the plan until you can become pregnant.

We have a health insurance plan with maternity rider with a 90 wait before you can become pregnant, instead of waiting 12 months. The rider is relatively inexpensive and adds about $50 or so to the cost of the plan. It has its own separate deductible of $5,000 and then covers all maternity expenses 100%. Compared to the other riders that can cost $250 a month or more and make you wait 12 months, this is a bargain. In other words, it limits your cost to have a baby to $5,000.

3. Limited Benefit Health Insurance - These plans are limited in coverage, but they will cover maternity the same as any other illness.

We have a limited benefit health insurance plan that will pay out for maternity expenses in the same fashion as it pays out for everything else. The plan has no waiting periods at all and no medical questions. It will not cover all of your expenses, but it will cover a large portion of them.

To view this plan and others like it, click this link -> Limited Benefit Maternity Plans.

REMEMBER, if you are already pregnant, you cannot get insurance. But, we do have a special plan for you. Call this special toll-free number for details - 800-460-9178

800-272-0512
Mon - Fri 9 A.M. to 7 P.M. / Saturday 10 A.M. to 2 P.M.