Texas Prescription Plans Real Copay Rx Plans 800-272-0512

Let's set some groundwork before you pick up the phone and call me about prescriptions plans.

1. If you are taking an expensive prescription this plan will give you a discount on it. It will generally not be available with a co-pay. There is nobody out there that is going to pay for your prescriptions. I wish it were different but it is not.

2. Our plan is sold online only. There are no brochures that I can mail you.

3. Everything there is to know about the prescription plan is on the web site. I do not have any other additional information. You can look up your drugs, check prices, enroll in the plan, etc. on the web site.

4. We get a lot of calls from individuals who want us to check on their prescription for them. If you do not see it on the web site when you do a search for your drug, they do not have it.

Co-Pay Prescription Plan #1 - Competitor Plan

This plan has four tiers of prescriptions. Let me explain this tier thing.

Tier One are the least expensive generic medications. You will pay a $10 co-pay for them.

Tier Two are the more expensive generics and some low cost brand name drugs. These medications will cost you $20.

Tier Three is mostly brand name prescription drugs and there is a $50 co-pay for these prescriptions.

Tier Four is a mail-order discount program.

There are a lot of drugs in the formulary that you can get for a $10, $20 or $50 co-pay. But, first look at the price list. You will be able to look up your prescriptions and determine if this is the plan for you. Remember, this is a limited list and they do not have every prescription. There is also a fee for this plan. The nice part is you can go to your local pharmacy to fill these prescriptions.

Sign Up For HPA RX Options Plan or Get More Information

Where can I use these cards?
The card is accepted at over 42,000 pharmacies throughout the United States. The network includes pharmacy chains as well as thousands of independent pharmacies throughout the country.

What if my pharmacy doesn't recognize the card?
Pharmacies may not be familiar with every prescription program in which they participate. If the pharmacist does not recognize your card or if you encounter a problem at the pharmacy, DO NOT leave without having the pharmacy call the toll-free number printed on the ID card.

What is a generic drug?
Once a patent on a brand name drug expires, other drug companies may make a generic version of the drug, with the approval of the Food and Drug Administration (FDA). The FDA’s standards for quality are the same for all manufacturers. This means the generic drug contains the same active ingredients as the brand name whose patent has expired, and that its safe, potent and effective.

How can I keep my prescription drug costs down?
The use of generic prescription drugs, whenever available, is most cost effective. Don’t be shy – discuss your prescription options with your doctor. Ask whether an alternative, less expensive option would work for your condition.

How will I know if there’s a generic equivalent available?
Simply ask your local pharmacist or call our customer service department to find out about generic equivalents for your prescription. Also ask your doctor to prescribe generics whenever possible and appropriate. (Your new member packet will include helpful materials you can share with your doctor.)

What is the difference between brand name and generic drugs?
The brand name is the trade name under which the product is advertised and sold, and is protected by patents so that it can only be produced by one manufacturer for a predetermined number of years. Once a patent expires, other companies may manufacturer a generic equivalent, providing they follow stringent FDA regulations for safety.

Generic drugs are drugs for which the patent has expired, allowing other manufacturers to produce and distribute the product under a generic name. Generics are essentially a chemical copy of their brand name equivalents. The color or shape may be different, but the active ingredients must be the same for both. The preferred drug list contains only FDA-approved generic medications. is protected by patents so that it can only be produced by one manufacturer for a predetermined number of years. Once a patent expires, other companies may manufacturer a generic equivalent, providing they follow stringent FDA regulations for safety.

What is a preferred drug list?
A preferred drug list is a list of recommended prescription medications that is created, reviewed and continually updated by a team of physicians and pharmacists. The preferred drug list contains a wide range of generic and brand name preferred products that have been approved by the Food and Drug Administration (FDA). Your doctor can use this list to select medications for your health care needs, while helping you maximize your prescription drug benefit. A medication becomes a preferred drug based on safety and efficacy, then on cost-effectiveness.

What is the difference between a preferred brand name drug vs. a non-preferred brand name drug?
A preferred brand name drug is a medication that has been reviewed and approved by a group of physicians and pharmacists, and has been selected for preferred status based on its proven clinical and cost effectiveness. A non-preferred brand name drug is a medication that has been reviewed by the same team of physicians and pharmacists who determined that an alternative drug that is clinically equivalent and most cost effective is available. These designations may change as new clinical information becomes available.

What drugs are considered preferred (formulary) on the Plans?
Our product guide contains certain brand drugs for which the member’s price is the scheduled amount listed. Drugs that are chemically or therapeutically similar to drugs listed on the product guide are not discounted. Prices are subject to change due to manufacturer price changes to pharmacies. On these drugs, the participant enjoys two distinct discounts, one through our pharmacy network and the second through the manufacturer.

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