Real Copay Rx Plans
Texas Prescription Plans
can help you control your prescription costs with a real co-pay
Let's set some groundwork before you pick up the phone and call me about prescriptions plans.
1. If you are taking an expensive prescription this plan will give you a discount on it. It will generally not be available with a co-pay. There is nobody out there that is going to pay for your prescriptions. I wish it were different but it is not.
2. Our plan is sold online only. There are no brochures that I can mail you.
3. Everything there is to know about the prescription plan is on the web site. I do not have any other additional information. You can look up your drugs, check prices, enroll in the plan, etc. on the web site.
4. We get a lot of calls from individuals who want us to check on their prescription for them. If you do not see it on the web site when you do a search for your drug, they do not have it.
Prescription Plan #1 - Competitor Plan
has four tiers of prescriptions. Let me explain this tier thing.
Tier One are
the least expensive generic medications. You will pay a $10 co-pay
Tier Two are the more expensive generics and some low cost brand
name drugs. These medications will cost you $20.
Tier Three is mostly brand name prescription drugs and there is
a $50 co-pay for these prescriptions.
is a mail-order discount program.
a lot of drugs in the formulary that you can get for a $10, $20
or $50 co-pay. But, first look at the price list. You will be
able to look up your prescriptions and determine if this is the
plan for you. Remember, this is a limited list and they do not
have every prescription. There is also a fee for this plan. The
nice part is you can go to your local pharmacy to fill these prescriptions.
rate $19.99 per month
+ Children rate $28.99 per month
& Wife rate $28.99 per month
Plan rate $34.99 per month
application fee of $15.00
Sign Up For HPA RX Options Plan or Get More Information
Where can I use these
The card is accepted at over 42,000 pharmacies throughout the United
States. The network includes pharmacy chains as well as thousands of
independent pharmacies throughout the country.
What if my pharmacy
doesn't recognize the card?
Pharmacies may not be familiar with every prescription program in which
they participate. If the pharmacist does not recognize your card or
if you encounter a problem at the pharmacy, DO NOT leave without having
the pharmacy call the toll-free number printed on the ID card.
What is a generic
Once a patent on a brand name drug expires, other drug companies may
make a generic version of the drug, with the approval of the Food and
Drug Administration (FDA). The FDA’s standards for quality are
the same for all manufacturers. This means the generic drug contains
the same active ingredients as the brand name whose patent has expired,
and that its safe, potent and effective.
How can I keep my
prescription drug costs down?
The use of generic prescription drugs, whenever available, is most cost
effective. Don’t be shy – discuss your prescription options
with your doctor. Ask whether an alternative, less expensive option
would work for your condition.
How will I know if
there’s a generic equivalent available?
Simply ask your local pharmacist or call our customer service department
to find out about generic equivalents for your prescription. Also ask
your doctor to prescribe generics whenever possible and appropriate.
(Your new member packet will include helpful materials you can share
with your doctor.)
What is the difference
between brand name and generic drugs?
The brand name is the trade name under which the product is advertised
and sold, and is protected by patents so that it can only be produced
by one manufacturer for a predetermined number of years. Once a patent
expires, other companies may manufacturer a generic equivalent, providing
they follow stringent FDA regulations for safety.
Generic drugs are
drugs for which the patent has expired, allowing other manufacturers
to produce and distribute the product under a generic name. Generics
are essentially a chemical copy of their brand name equivalents. The
color or shape may be different, but the active ingredients must be
the same for both. The preferred drug list contains only FDA-approved
generic medications. is protected by patents so that it can only be
produced by one manufacturer for a predetermined number of years. Once
a patent expires, other companies may manufacturer a generic equivalent,
providing they follow stringent FDA regulations for safety.
What is a preferred
A preferred drug list is a list of recommended prescription medications
that is created, reviewed and continually updated by a team of physicians
and pharmacists. The preferred drug list contains a wide range of generic
and brand name preferred products that have been approved by the Food
and Drug Administration (FDA). Your doctor can use this list to select
medications for your health care needs, while helping you maximize your
prescription drug benefit. A medication becomes a preferred drug based
on safety and efficacy, then on cost-effectiveness.
What is the difference
between a preferred brand name drug vs. a non-preferred brand name drug?
What if the brand drug
I am taking is not discounted?
A preferred brand name drug is a medication that has been reviewed and
approved by a group of physicians and pharmacists, and has been selected
for preferred status based on its proven clinical and cost effectiveness.
A non-preferred brand name drug is a medication that has been reviewed
by the same team of physicians and pharmacists who determined that an
alternative drug that is clinically equivalent and most cost effective
is available. These designations may change as new clinical information
What drugs are considered preferred (formulary) on the Plans?
Our product guide contains certain brand drugs for which the member’s
price is the scheduled amount listed. Drugs that are chemically or therapeutically
similar to drugs listed on the product guide are not discounted. Prices
are subject to change due to manufacturer price changes to pharmacies.
On these drugs, the participant enjoys two distinct discounts, one through
our pharmacy network and the second through the manufacturer.
If you are currently taking a medication that has similar active ingredients
or is used to treat the same conditions as the preferred brand drugs on
the product guide, it will still be discounted. You will pay the programs
negotiated price for that drug. To take advantage of the potential program
savings on listed preferred drugs, you should ask your Pharmacist (where
regulations permit) or a Doctor to change your medication, where medically
appropriate, to a less expensive product listed in the product guide.
Mon - Fri 9 A.M. to 7 P.M. / Saturday 9 A.M. to 2 P.M.
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