Temporary Health Insurance Plans
Temporary Health Insurance
full major medical coverage within 24 hours. You can pay month to month and stop at any time. Simple, online application takes only a few minutes to fill out. Ages 30 days to 63 years of age. Child only is allowed.
IDEAL SOLUTION FOR
- People between jobs
- New employee waiting periods
- Part-time or temporary employees
- Dependent child coverage
- College students or new graduates
Coverage for prescription drugs
Freedom to choose any doctor or hospital
Convenient payment options
want to be without health insurance for even a short time. It’s
just too risky, considering the high cost of medical care these days.
That’s why we offers a very affordable Texas Short-Term Major
Medical insurance plan. It is designed specifically for people and families
needing temporary coverage from 30 days to 180 days. Protect you and
your family against the financial hardship of unexpected medical expenses.
Can Apply Directly Online
and Be Covered in 24 Hours - Click
advice about Texas temporary health insurance
These plans are designed for individuals and families that will need
to bridge their coverage from one plan to another or need coverage for
a short period of time. It is not wise to use these plans as long-term
solution. Since they have a limited coverage period, you can find yourself
at renewal time with a condition that would not let you continue with
the plan. In other words, you will be screwed. I will gladly write a
simple inexpensive plan for you if you are not sure of the duration
of your needs.
Can I continue
Temporary health insurance is issued on either a specific lenght of
time basis or month to month with a maximum term. If the need for temporary
health insurance continues, you may apply for a new coverage period.
Your application is subject to the eligibility and underwriting requirements.
Furthermore the coverage is not continuous. Any condition that incurred
expense during the last coverage period will be treated as a Pre-Existing
Condition, and excluded under the next coverage period. Applicants over
the age of 64 are not eligible to re-apply for coverage.
What Expenses re
Protection from the high cost of an unexpected illness or accident
An Assurant Health Short Term Medical plan is an easy and affordable way to protect yourself and your family from the financial hardship of an unexpected illness or accident.
The plan provides valuable benefits, gives you the freedom to choose your own doctors and hospitals and pays for all covered medical expenses once your deductible, coinsurance and any applicable access fees have been met.
All covered services are subject to deductible, coinsurance and any applicable access fees.
(Inpatient and outpatient services)
|Emergency Room Care
(Services performed outside a hospital)
|Prescription Drug Benefits
|X-ray and Laboratory
Although the above list provides a summary of covered medical services, it is not an insurance contract and only the actual contract defines coverage. Benefits may vary by state, by plan and by the terms of the insurance contract. The policy itself sets forth in detail the rights and obligations of both you and Assurant Health. Once you receive your Short Term Medical Policy, please read it carefully.
Who is eligible
Anyone between the ages of 30 days and 64 years 11 months.
Children can apply without parent.
To be considered
for coverage, proposed Insureds must not: a.) have other hospital, major
medical, health, governmental, or medical insurance coverage in force
that will not terminate prior to the Effective Date of the plan; b.)
be pregnant or the expectant father of an unborn child on the Effective
Date; c.) have been declined for insurance due to health reasons; or
d.) have received consultation or treatment, within the past five years,
for any conditions identified on the application.
Is there a Pre-Existing Condition limitation?
Yes, Pre-Existing Conditions are not covered.
A pre-existing condition is a medical condition due to sickness or injury for which you received medical treatment or advice during the five-year period immediately prior to your Short Term Medical effective date, regardless of whether the condition was diagnosed or not; or that produced signs or symptoms within the five-year period immediately prior to your Short Term Medical effective date. The signs or symptoms either must have allowed one knowledgeable in medicine to diagnose the disorder or would have compelled a reasonable person to seek diagnosis or treatment.
Mon - Fri 8 A.M. to 7 P.M. / Saturday 9 A.M. to 2 P.M.
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