Texas Temporary Health Insurance Plans 800-272-0512

You don’t want to be without health insurance for even a short time. It’s just too risky, considering the high cost of medical care these days. That’s why we offers a very affordable Texas Short-Term Major Medical insurance plan. It is designed specifically for people and families needing temporary coverage from 30 days to 180 days. Protect you and your family against the financial hardship of unexpected medical expenses.

Some important advice about Texas temporary health insurance

These plans are designed for individuals and families that will need to bridge their coverage from one plan to another or need coverage for a short period of time. It is not wise to use these plans as long-term solution. Since they have a limited coverage period, you can find yourself at renewal time with a condition that would not let you continue with the plan. In other words, you will be screwed. I will gladly write a simple inexpensive plan for you if you are not sure of the duration of your needs.

Can I continue coverage?

Temporary health insurance is issued on either a specific lenght of time basis or month to month with a maximum term. If the need for temporary health insurance continues, you may apply for a new coverage period. Your application is subject to the eligibility and underwriting requirements.

Furthermore the coverage is not continuous. Any condition that incurred expense during the last coverage period will be treated as a Pre-Existing Condition, and excluded under the next coverage period. Applicants over the age of 64 are not eligible to re-apply for coverage.

Do you have temporary health insurance plans that I can have for more than 6 months at a time?

Yes, there are other plans that can be held for much longer periods. However, you might want to consider a regular health insurance plan. There are no contracts with any health insurance plan we offer and you can discontinue at any time.

What Expenses Are Covered?

- Services of licensed Physicians, Registered Nurses, Surgeons, Assistant Surgeon, and Anesthetist
- Prescription drugs up to $500 and injections
- X-rays and laboratory tests
- Ground ambulance service
- Pre-admission testing
- Hospital emergency room services
- Hospital services including outpatient department or ambulatory surgical facility services
- Hospital room and board and general nursing care while confined in a semi-private room
- Intensive care
- Chemotherapy and radiation therapy
- Intensive, cardiac, burn or other specialized care unit
- Physiotherapy
- Braces and appliances

Who is eligible to apply?

You and your spouse (to 64 years and 11 months) who are members of UCSA and your unmarried dependent children (between age 15 days to 19 or 23 if a full-time student) that live with you may apply for coverage.

To be considered for coverage, proposed Insureds must not: a.) have other hospital, major medical, health, governmental, or medical insurance coverage in force that will not terminate prior to the Effective Date of the plan; b.) be pregnant or the expectant father of an unborn child on the Effective Date; c.) have been declined for insurance due to health reasons; or d.) have received consultation or treatment, within the past five years, for any conditions identified on the application.

Is there a Pre-Existing Condition limitation?

Yes, Pre-Existing Conditions are not covered. A Pre-Existing Condition is defined as: 1.) the existence of symptoms within the 12 months immediately prior to the Insured’s Effective Date or, 2.) any condition which originates, is diagnosed, treated, or recommended for treatment or for which medication was prescribed or recommended within the 12 months immediately prior to the Insured’s Effective Date.

800-272-0512
Mon - Fri 8 A.M. to 7 P.M. / Saturday 9 A.M. to 2 P.M.

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